Built on a large hill overlooking the beach, Oceanview Terrace is a well-to-do neighborhood with its share of affluent and cultured individuals. A lot of "old money" lives in Oceanview, whereas most of the new money has opted to move out onto the Island instead. People do crazy things to live in places like Oceanview, and it's a regular sight to see people with beautiful houses practically devoid of any furnishings for its inhabitants living above their means.